The Word of God has more to say about finances than it does about heaven and hell. Jesus said trusting Him with our money was the least use of our faith (Luke 16:9-11). If we can’t do that which is least, then we can’t do the greater things. This is very important.
First, the motivation behind your gift is more important than your gift. This is the point being made in 1 Corinthians 13:3, which says,
“And though I bestow all my goods to feed the poor, and though I give my body to be burned, and have not charity, it profiteth me nothing.”
The reason you give is more important than what or how much you give.
Any presentation that says you can buy God’s blessing or the salvation of a loved one or some other positive result with your financial gift is using the wrong motive to get you to give. It is true that the widow gave Elijah all she had and that her needs were supernaturally supplied for the next three years as a result. But 1 Kings 17:9 says, “I have commanded a widow woman there to sustain thee.” The Lord had commanded her to sustain Elijah. This wasn’t about getting her needs met, although that did happen; she was giving to help the man of God.
It’s also true that Cornelius’ gifts came up before God as a memorial (Acts 10:4), but it was his faith that pleased God (Heb. 11:6). His giving was just a manifest token of his faith and trust in the Lord. God’s blessings cannot be bought (Acts 8:18-20).
It is true that when we give, the Lord will give back to us a hundredfold in this lifetime (Mark 10:30), but giving only to get is the wrong motivation. God prospers us so we can establish His kingdom (Deut. 8:18), give to those in need (Eph. 4:28), and abound unto every good work (2 Cor. 9:8). We do need to expect to receive when we give, primarily so we will be resupplied and able to give more. However, the emphasis should be on giving, not receiving. It is more blessed to give than to receive (Acts 20:35). We should live to give and not give to live.
Second, there has been a lot of misunderstanding about when we should give. Many Christians only give after all their needs have been met. But the Scriptures teach that our gifts are first fruits (Prov. 3:9). That means the first thing we do when we receive money is to honor the Lord by giving a portion of it to His work. Anything less is not honoring the Lord.
Also, some of us are taught only to give at the specific command of the Lord. Of course, God’s Word is His instruction, and we shouldn’t have to have an audible voice to give us further direction. There are times when the Lord will specifically direct our giving, but it’s not all the time.
The Scripture says,
“As he purposeth in his heart, so let him give; not grudgingly, or of necessity: for God loveth a cheerful giver” (2 Cor. 9:7).
Third, concerning where we should give,that’s the easiest one of all. Paul said in 1 Corinthians 9:7-11, Galatians 6:6, 1 Timothy 5:17-18, and many other scriptures, that you are to give where you are fed. You don’t eat at McDonald’s but go over to Wendy’s to pay. You pay where you eat. Likewise, you are to give where you are fed.
Malachi 3:10 reads,
“Bring ye all the tithes into the storehouse, that there may be meat in mine house, and prove me now herewith, saith the LORD of hosts, if I will not open you the windows of heaven, and pour you out a blessing, that there shall not be room enough to receive it.”
The local church is the backbone of God’s work here on earth. There are ways that a local church can feed you that no other ministry can. You can’t call me in the middle of the night or have me perform your child’s wedding or help counsel them. You need the fellowship of other believers. I can’t offer you that, but the local church can.